# Roadmap

Here you can find out what we did last year and what we plan to achieve from now on!

## What we did in 2022

### Q1-Q2

* Tokenizer of real-world assets
* Portfolio manager (full history of on-chain transactions, reconciliation, loan management)
* Lending Pools V1

### Q3

* ABRL stablecoin
* Automatic on-/off-chain payments
* Custodial wallet option for investors

### Q4

* Launch of the first Pool!
* Macroeconomic indicators integrated into the platform
* Project together with Lift Lab (Central Bank of Brazil)

## What we plan for 2023

#### 1Q

AmFi can now distribute Pools publicly and openly (new regulation CVM 160)

* Batch asset processing that can disburse thousands of loans per minute
* Introduction of judicial asset as a new asset supported by the platform. Judicial assets can be "precatórios", RPVs, labor and civil cases.
* Issuance of "boletos" for automatic collection and reconciliation.
* New screen for the management of debt facilities, providing more control and transparency to the Originator of the credit product
* Integration with new banking partners, unlocking new features for the platform, such as Pix.
* Automation of billing

#### 2Q

* Expansion of the list of available eligibility criteria that originators can add to their products to provide greater control and security for investors.
* Improvement of onboarding process for originators and investors
* Introduction the suitability process for individual investors
* Introduction of post-fixed assets
* Implementation of tranches permission control
* Batch asset assignment processing capable of disbursing thousands of loans per minute.
* Creation of the User Management feature, giving Originators more autonomy and control over their Product team
* Automation of the process of creating and signing the Term of Assignment.
* Operational ease for investors with a portfolio in custody
* Introduction of a guarantee structure with an automatically integrated escrow account
* Addition of commercial paper as a credit asset supported by the platform
* Addition of Credit Card Receivables as an asset supported by the platform

#### 3Q

* Conduct of public offerings.
* Settlement of assets through B3.
* Improvement of the Portfolio Management and Billing screens.
* New dApp for Investors with multiple features based on improving UX, UI, governance, visibility, security and transparency for investors
* Automatic reconciliation via Pix.
* Payment of credit transactions and receipt of investments via Pix.
* Creation of a Pool of Pools (PoP) structure
* Creation of new investment tranche structures in the Pools, such as the mezzanine tranche
* Integration with asset issuers and registries for double validation of the asset's existence and registration when it comes onto the platform, ensuring investor safety.
* Creation of an AmFi Senior Pool
* Evolution of ABRL

#### 4Q

* Open platform for foreign investors
* Creation of a hedging structure to protect against currency fluctuations
* Improvements in banking orchestration at all levels of the platform, 100% automated and on-chain
* Improvements to platform security
* Introduction of tokenomics

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