AmFi Factory

AmFi Factory is an interface for pool customization.
At this stage, Originators can customize the pool according to their needs, provide the transaction data and add parameters to the pool to launch it on the blockchain. After the customizations and approval by our team of specialists, the pool is launched.

Understanding AmFi Factory

AmFi Factory has a variety of fields so Originators can customize their pools to their needs in four steps:
  1. 1.
    Basic Pool Information: this section must be filled out with the most basic information, such as the name, the country of operation, the payment partner, and any necessary information so that the investor can do their own research before investing.
  2. 2.
    Pool Economics: this is where Originators start customizing the pool. All financial information and criteria must be established here. For example: pool size, target yield of the senior tranche, subordination rate.
  3. 3.
    Risk Groups and Write-off Schedules: here the Originators have to define the conditions that apply to the Borrowers. All fields are user-defined and completion is the responsibility of the Originator. For example: maximum installment delay and minimum provision percentage.
  4. 4.
    Portfolio Eligibility Criteria: This section requires additional information to identify the pool and operations, such as dates, borrower profile information, maximum concentration in a single borrower, and maximum concentration in a specific asset sector.
Once these choices are made, AmFi deploys the data and business rules on the blockchain in the form of smart contracts.