> For the complete documentation index, see [llms.txt](https://docs.amfi.finance/home/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.amfi.finance/home/participants/originators.md).

# Originators

Originators are companies with an already established customer network and that are interested in offering banking services to this group or optimizing a financial service they already offer. The initial focus is on fintech companies and credit operators.\
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They can use the AmFi platform to create a financial product or migrate it to the blockchain, enjoying all the associated benefits. \
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There are numerous advantages to setting up a financial product within AmFi, but we can mention the following as major benefits: 

* Lower initial capital, setup and maintenance costs 
* Faster structuring of a financial product and disbursement of funds
* The possibility of running the operation with fewer employees
* Better accessibility, especially for SMEs and new market entrants 
* Fewer service providers, resulting in a cheaper, more transparent and efficient financial product

**Here is an example of the diference between an AmFi Pool and a FIDC (a type of credit fund widely used in Brazil):**

<figure><img src="/files/y7c3JREgGp9xWDNVpbcH" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/89vAwuFEOeebEKu9DPL8" alt=""><figcaption></figcaption></figure>

Find out how we managed to reduce costs and increase efficiency [here](/home/participants/originators/how-we-managed-to-reduce-costs-and-increase-efficiency.md).