# Terms and Conditions
We present below our Terms of Use ("Terms"), which govern the use and access of the Website and platform (“Website”), available at , by which our services ("Services") are provided to you.
The Website is developed and was made available by AmFi and its affiliates (jointly referred to as “AmFi” or “we”).
PLEASE READ CAREFULLY THE INSTRUCTIONS IN THESE TERMS BEFORE YOU ACCESS OR USE OUR SERVICES. BY ACCESSING OR USING THE SERVICES IN ANY MANNER, INCLUDING, BUT NOT LIMITED TO, VISITING OR BROWSING THE WEBSITE, REGISTERING AN ACCOUNT, OR CONTRIBUTING CONTENT OR OTHER MATERIALS TO THE WEBSITE, YOU EXPRESSLY UNDERSTAND, ACKNOWLEDGE AND AGREE THAT YOU HAVE READ AND UNDERSTOOD THE TERMS AND AGREE TO BE BOUND BY SUCH TERMS FOUND ON THE WEBSITE.
You are only authorized to use the Services if you agree to abide by all applicable laws and to these Terms. In the same way, if you are a legal entity, you agree to be bound by the clauses of this Terms. Any accessing, browsing, or otherwise using the Services indicates your agreement to all the conditions in this Terms. If you disagree with any part of the Terms, then you should immediately discontinue your access or use of the Services and contact us by our customer service platform on the Website. Please read these Terms carefully before proceeding.
In addition, you may read our Privacy Policy at any time for more information about how the AmFi collects, stores, and protects your information when you use the Services. Our [Privacy Policy](/home/other-references/amfi-privacy-policy.md) is hereby incorporated by reference into these Terms as though fully set forth herein.
Additionally, to use our Services, you must have at least 18 years old. In case you are under 18 years old, you should not use our Services.
To facilitate your reading, we organize the Terms and conditions in the following way:
1. [Introduction](/home/other-references/terms-and-conditions/1.-introduction.md)
2. [Updates to the terms](/home/other-references/terms-and-conditions/2.-updates-to-the-terms.md)
3. [The services](/home/other-references/terms-and-conditions/3.-the-services.md)
4. [Use of our services](/home/other-references/terms-and-conditions/4.-use-of-our-services.md)
5. [Intellectual property](/home/other-references/terms-and-conditions/5.-intellectual-property.md)
6. [Limitation of liability](/home/other-references/terms-and-conditions/6.-limitation-of-liability.md)
7. [Bad Behavior](/home/other-references/terms-and-conditions/7.-bad-behavior.md)
8. [Governing law and legal disputes](/home/other-references/terms-and-conditions/8.-governing-law-and-legal-disputes.md)
9. [Our commitments to you](/home/other-references/terms-and-conditions/9.-our-commitments-to-you.md)
10. [Miscellaneous](/home/other-references/terms-and-conditions/10.-miscellaneous.md)
11. [Contact us](/home/other-references/terms-and-conditions/11.-contact-us.md)
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