Borrowers
Any Latam SME in supported countries accessing capital through AmFi Pools and using their available eligible assets as collateral.
- Agents source borrowers and analyze their credit requests.
- The Agent performs KYC on the borrower, following a process established by AmFi, which adheres to the best market practices.
- If approved by the agent, the collateral asset is tokenized and the request is submitted to the pool where it is checked against the Pool Policy.
- If the results meet the Pool's criteria, the assets are tokenized as NFTs and submitted to be reviewed by the Agent and AmFi's automated anti-fraud checks.
- If said token is approved, the Pool takes ownership of the asset token and releases the funds, all in a single transaction. AmFi's proprietary off-chain integrations ensure that funds reach the correct destination in fiat.
- Pools are compliant and work with the regulations of supported countries, so Borrowers and Agents do not have to worry about potential legal issues.
The current list of tokenizable assets (and thus possible loan collateral) is:
- Brazilian Service Receivable Notes ("Duplicatas de Serviço");
- Brazilian Banking Credit Notes ("CCBs");
- Legal Claims Receivables ("Precatórios")
- Commercial Notes issued ("Notas Comerciais")
Last modified 2mo ago